Melvin Bradley

NMLS: 2557644

718-415-9363

mel.bradley@capitalfcu.org

Melvin Bradley

Blog

VA Loans are a Great Option for Veterans and Active-Duty Members

VA Loans are a Great Option for Veterans and Active-Duty Members

VA loans are a powerful benefit available to eligible veterans, active-duty service members, and some surviving spouses. One of their biggest advantages? Lower interest rates compared to most conventional loans. But how does that actually work? Government

Aug 07, 2025 | VA Loans

Why Some Veterans Choose Conventional Loans Over VA Loans

Why Some Veterans Choose Conventional Loans Over VA Loans

VA loans have long been a key benefit for veterans, offering no down payment, competitive interest rates, and no private mortgage insurance (PMI). But today, some veterans are choosing conventional loans instead. This might seem surprising at first, but t

Jul 01, 2025 | VA Loans

Can You Use Your VA Loan Again After It's Been Assumed?

Can You Use Your VA Loan Again After It's Been Assumed?

If your original VA loan has been assumed by someone else, you might be wondering whether you can use your VA loan benefits again. The answer depends on your remaining entitlement and a few other key factors. Let’s break it down. Understanding VA Lo

Jun 12, 2025 | VA Loans

Understanding VA Loan Occupancy Requirements

Understanding VA Loan Occupancy Requirements

If you’re considering using a VA loan to buy a home, you’re already on a strong path toward affordable homeownership. However, there are a few important guidelines to understand—particularly regarding occupancy. Thankfully, the requireme

May 13, 2025 | VA Loans

VA Construction Loans: Your Ticket to Home Sweet Home

VA Construction Loans: Your Ticket to Home Sweet Home

What Is a VA Construction Loan? A VA construction loan is a financing option available to eligible veterans and active-duty service members who want to build a home. Rather than providing the loan directly, the Department of Veterans Affairs guarantees a

May 01, 2025 | VA Loans

« Previous 1 Next »